Two Rivers Credit Union

Your Local Credit Union for Auto Loans, Savings, and Personalized Financial Solutions

Member-Owned. Community-Focused.

Your Trusted Partner & Local Credit Union

At Two Rivers Federal Credit Union, we’ve proudly served Arkadelphia and surrounding communities since 1970. As a member-owned credit union, we’re dedicated to offering personalized banking solutions that meet your needs. From competitive auto loan rates to flexible savings options, we strive to help you achieve your financial goals.


Join us today and discover the benefits of joining a local, community-focused credit union. Whether you’re planning for the future or ready to make a big purchase, we’re here to support you every step of the way.

About Two Rivers Credit Union

Your Local Choice for Loans, Checking and Savings Accounts in Arkadelphia

At Two Rivers Federal Credit Union, membership isn’t just a requirement – it’s an opportunity to access exceptional financial services and exclusive benefits. When you become a member, you join a community that’s focused on helping you achieve your financial goals.

Experience the Benefits of Membership

Joining Two Rivers Federal Credit Union means more than just banking – it’s becoming part of a trusted, member-owned community. Our members enjoy access to affordable loans, competitive savings rates, and personalized financial solutions designed to help you succeed.


Who Can Join?

Membership is open to individuals affiliated with:


  • Henderson State University
  • Ouachita Baptist University
  • Arkadelphia Public Schools
  • Dawson CO-OP
  • Chamber of Commerce
  • Arkadelphia Human Development Center


How to Get Started:

It’s easy to join! Stop by our branch or visit our website to open your account and start enjoying all the benefits we offer.

Joining Two Rivers FCU

Easy Steps to Financial Freedom

Check Eligibility

 If you’re affiliated with Henderson State University, Ouachita Baptist University, Arkadelphia Public Schools, Dawson CO-OP, Arkadelphia Human Development Center, or the Chamber of Commerce, you’re eligible to join!

Open Your Account

Visit us in-branch or apply online to open your Share Savings Account, the foundation of your membership.

Explore Your Options

From low-interest loans to savings and checking accounts, choose the services that fit your goals.

Start Saving and Borrowing

Begin enjoying the benefits of membership, including competitive rates, personalized service, and local support.

Car Loan Calculator

Plan Your Auto Financing with Ease

Thinking about a new ride? Use our Car Loan Calculator to estimate your monthly payments and find the best loan option for your budget. Simply enter your loan amount, interest rate, and term to see what works for you—so you can hit the road with confidence. Try it now!

Start Your Journey Today!

Why Join Two Rivers Federal Credit Union?

Enjoy access to low-interest loans, flexible savings options, and personalized service as a member of our community-focused credit union. If you’re affiliated with Henderson State University, Ouachita Baptist University, or other local organizations, you’re eligible to join!

Stay Connected with Two Rivers FCU

Get in Touch

204 N. 10th Street

Arkadelphia, AR 71923

Corner of 10th & Pine

Phone:  870-210-7222

Fax:     870-210-7225

Opening Hours

Business Hours

Mon, Fri
-
Tue - Thu
-
Sat - Sun
Closed