RATES

Share/Savings Accounts

Christmas Club and Summer Club .25% Div. Rate /.25% APY *

Share Accounts

Tiered levels of earnings starting at $250.00 05% - .40% Div. Rate /.05% -.40% APY *

Share Certificate Accounts

Jumbo-$99,000+

6 months .75% / .75% APY* - .85% / .85% APY *

12 months .95% / .95% APY* - .95% / .95% APY * 24 months 1.10% / 1.10% APY* - 1.10% / 1.10% APY*

Share Savings accounts subject to withdrawal fee after 6 withdrawals or transfers.

Loan Accounts

All loan requests subject to approval based on credit rating, debt ratio, policy guidelines.

Signature Loans 7.9% – 15.9% APR up to 48 months

$300 Minimum $10000 Maximum up to 10% of gross annual income.

Share-Secured Loans

Full available balance in shares 2.5% -3.15% APR up to 72 months

(2 % above Share dividend rate)

Vehicle Loans

New or Used autos, trucks, motorcycles as low as 2.9% -12.25% APR 24 – 72 months

Loan up to 100% MSRP plus GAP and Extended Warranty

Reduce posted rates- Ask about interest rate relationship pricing offer

Home Equity Lines of Credit

Primary residence Currently 4.25% APR up to 144 months

$5000 Minimum - $50000 Maximum 80% total LTV

Recreational Vehicle Loans

Campers, Boats, ATV, farm equipment as low as 4.00% – 15.25% APR 24 – 120 months

*All rates subject to change without notice. Contact our office for a complete listing of savings, loans, rates and terms. All loan requests subject to approval based on credit rating, debt ratio, policy guidelines, $15 loan application fee and $100 HELOC application fee.

NMLS #700362

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NEW July 1, 2020

When deposited funds will be available to you