Share/Savings Accounts

​

Primary Share Accounts  (Savings Accounts)

 

$0 - $249.99                         0.00%

$250.00 - $2499.99             0.20%

$2500.00 - $4999.99           0.30%

$5,000.00 - $9,999.99         0.35%

$10,000+                               0.40%

​

​

Share Draft Accounts  (Checking Accounts)

 

$1,000+           1.75 %

$25, 000+        2.90 %

$50, 000+        3.50 %  

$100, 000+      4.00 % 

​

 

 

Share Certificate Accounts  (CDs)

$1,000 minimum for all

​

 3.9%  for 20 months

 3.8%  for 18 months

 3.7%  for 15 months

 3.6%  for 12 months

 3.5%  for 09 months

 3.4%  for 06 months

 2.9%  for 03 months

​

Christmas Club and Summer Club

.40% Div. Rate /.40% APY *

​

​

​

​

                                      

                  Share Savings accounts subject to withdrawal fee after 6 withdrawals or transfers.

 

 

Loan Accounts 

All loan requests subject to approval based on credit rating, debt ratio, policy guidelines.

 

 Signature Loans                                       9.9% – 17.9% APR                                      up to 48 months

 $300 Minimum  $10000 Maximum up to 10% of gross annual income.

 

Share-Secured Loans

Full available balance in shares                2.20% -6.50% APR                                        up to 72 months

                                                             (2 % above Share dividend rate)

 

Vehicle Loans

New or Used autos, trucks, motorcycles        as low as 5.4.% -14.25% APR                24 – 72 months

                                     Loan up to 100% MSRP plus GAP and Extended Warranty

                           Reduce posted rates- Ask about interest rate relationship pricing offer

 

 

​

 

Recreational Vehicle Loans

Campers, Boats, ATV, farm equipment       as low as 7.00% – 17.25% APR                   24 – 120 months

 

*All rates subject to change without notice. Contact our office for a complete listing of savings, loans, rates and terms.  All loan requests subject to approval based on credit rating, debt ratio, policy guidelines, $25 loan application fee and $100 HELOC application fee.

 

​

​

NMLS #700362

 

​