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To become a member, you must:


​be an employee, student, alumni, member, or family member of one of the following:

  • Arkadelphia Public Schools

  • Henderson State University

  • Ouachita Baptist University

  • Dawson Educational Cooperative

  • Arkadelphia Regional Economic Development Alliance

  • Aramark

  • Arkansas Human Development Center



Because you are the force behind our Credit Union’s growth and prosperity, and because Credit Unions work for members, you and fellow members can expect:

1) A financially secure institution complying with the laws and regulations that govern it.
2) A solid financial condition; responsible management of members’ financial resources.
3) Highly principled employees demonstrating integrity, professionalism, and ethical behavior.
4) Respectful, courteous, timely, and unbiased personal service.
5) Confidential records and transactions.
6) The opportunity for your opinions to be heard and valid.
7) An equal vote with other members, regardless of the account balance.
8) Volunteer credit union board and committee membership opportunities if you qualify and are elected.
9) Dividend and loan rates that compete with and, whenever possible, offer advantages over other financial institutions’ rates.
10) Truthful advertising and disclosure of product and service rates, risks, charges, obligations, terms, and conditions.
11) Timely response to loan requests account problems, or suggestions.
12) Recourse appeal and fair resolution of problems.
13) Consumer information to help you make wise credit, saving, and purchasing decisions, and to effectively manage your money.

CUNA & Affiliates

You can be a credit union member/owner, too.


Credit Union Member Bill of Rights

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