A huge “Thank you” to all our members because without you we would have never made it 50 years! The Henderson State College Employees Federal Credit Union started out of a cardboard file box on May 7, 1970. Over the last 50 years, the credit union has had several name changes and location changes but not a philosophy change, "people helping people". We are so excited and grateful to you our amazing members. Here’s to another 50 years and more!! The credit union was established in 1970 and dedicated to the credit union movement philosophy of "not for profit, not for charity, but for service". The member's commitment to the movement has allowed the credit union to grow into what it is today. The credit union encourages members to save and helps them to borrow when needed. Our member-owned financial cooperative allows each member one vote also making you eligible for savings and loan options. Take time to browse our website and discover what we can do for you.